If you are a first time home buyer in the USA of Puerto Rico, this DVD will show you how you may qualify to receive free money to help you make that home purchase. Learn what banks ABD credit unions will give you money to help pay for your down payment and closing costs. Learn how some employers, colleges, and universities will help you pay for your home. Learn how to get money to renovate your new home. Learn how previous home owners and people who lost their homes due to foreclosure or bankruptcy can also receive this money if they have not owned a home in at least 3 years. This is a great way to get started or to start over! You may be able to move into your new home for less than the deposit and first month's rent of an apartment. Great for newlyweds, couples, new parents, new grads, and single parents.